Home / Insurance
Multifamily Renters Insurance
Trusted Partner for Renters Insurance Solutions Since 2007.
From HO-4 and Master Liability Programs to expansive coverage options for renters’ everyday needs, the ePremium® Insurance Agency knows insurance.
Latest Releases & Updates
Explore recent innovations, feature launches, and solution enhancements across our portfolio.
eDeposit Security Deposit Alternative
Lower Move-In Costs Without Sacrificing Protection
eDeposit gives residents an alternative to traditional security deposits, helping reduce upfront move-in expenses while expanding your pool of qualified renters.
Schedule a Demo
Resident Liability Insurance
Protection for Resident-Caused Property Damage
ePremium's resident liability solutions help protect properties from common resident-caused losses, including water, fire, smoke, and explosion damage.
Schedule a Demo
The Problem
The Biggest Renters Insurance Challenges Today
Renters with lapsed or no coverage could expose you to risk
Resident-caused damage to a unit is damage to your property that has a cost to repair. If your tenant does not have insurance, you could be left to pay for the damages or file a claim on the commercial policy for the property which could raise the commercial premium.
Leasing Agents are not Licensed Insurance Agents
Requiring Renters Insurance as part of the leasing process can be complex for Site Teams navigating what they can and cannot do regarding insurance.
You need insurance solutions that support your objectives – not the other way around
Yes, insurance is regulated, but that does not mean it is one-size-fits-all. The licensed insurance agents with ePremium serve as your trusted advisors, helping you choose the right solution for your organization and achieve your risk management objectives.
The Solution
Be Confident in Your Renters Insurance Coverage
Maximize protection and peace of mind
ePremium helps ensure every unit is covered while helping site teams streamline the administration of insurance and lease compliance.
Ancillary Revenue
Provides an opportunity to generate additional revenue.
Lower Premium Potential
Protect from filing a claim against the property’s commercial insurance policy which may lower premiums.
How It Works
How ePremium Simplifies Coverage for Your Properties
Step 1 — Discovery Call
Fill out the Request a Demo Form, and a representative will connect with you to better understand your challenges and objectives.
Step 2 — Onboarding and Training
When you partner with ePremium, a dedicated team will oversee all integration, onboarding, and training needs for your team.
Step 3 — Implementation
Depending on your solution, ePremium is made available as an option during the leasing process to fulfill any lease requirements. Some ePremium solutions are designed to help simplify liability requirements by adding a fee to the lease.
Step 4 — Monitor Compliance
Proprietary InsurTech from ePremium integrates with many property management systems providing site teams with reporting on resident policy coverages, including insurance provided by third parties. If coverage ends, site teams are notified so they can follow up with the resident.
Step 5 — Ongoing Partnership
Your dedicated Account Management team will continue to support your organization with reporting, training, and additional support. As your organization grows and faces new challenges, ePremium is with you through it all.
Use Cases & Scenarios
Insurance Solutions for Multifamily, Single-Family, Build-to-Rent, Affordable, and Student Housing Properties
Comprehensive contents coverage for residents that includes replacement costs for their personal belongings and loss of use should a resident be displaced from their apartment home.
Find out MoreAdditional solutions including waiver-fee programs, programs included in lease agreements, special liability programs, and security deposit alternatives help meet the unique objectives of a diverse industry.
Find out More
The Data Backing Our Approach
Why ePremium?
Three pillars that help set ePremium apart.
Insurance Tracking and Compliance
Innovative InsurTech solution integrates with leading Property Management Systems (PMS) monitoring renters insurance participation, including third-party policies. This helps reduce the administrative burden on site teams ensuring residents maintain active renters insurance policy in place for lease compliance.
Maximize Protection with Enhanced Insurance Products
From water and pet damage to bed bug remediation and even biohazard cleanup, ePremium provides additional coverages for both properties and residents.
Dedicated support for both properties and residents
Your dedicated account manager is a licensed insurance agent that serves as your trusted partner when it comes to your risk management strategy. ePremium also provides dedicated website and call center support for residents to request a quote, file a claim and receive support.
Proof & Validation
A Trusted Advisor for Renters Insurance Since 2007
Ecosystem Integration
Partnering With the Best in Multifamily
Renters Insurance that protects properties, streamlines property management operations, and reduces risk.
ePremium Insurance Agency makes insurance coverages available to property managers responsible for over 2 million units and is licensed in all 50 states.